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| Following fiduciary standards/prudent practices The Rosselot Financial Group follows a process in putting together a financial plan and working with our clients. |
| ORGANIZE |
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FORMALIZE |
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IMPLEMENT |
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MONITOR |
Details to our financial planning process:
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Organize
We
will provide via email the Initial Meeting Checklist and the required
disclosures including the Customer Relationship Summary (Form CRS), ADV and how all our partners work together. Once
all necessary documents are gathered please schedule a meeting with advisor. Upon
review, a fee arrangement will be discussed and agreed upon prior to the formalization
of a plan.
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Formalize
Our
advisors will put together a comprehensive financial plan. This plan will come
complete with goal review, funding recommendations, portfolio analysis,
insurance needs analysis and investment selection. This plan will be reviewed
periodically to ascertain where you are in relation to your goals. In today’s
volatile economic environment we use a variety of investment vehicles including
Third Party Asset Managers (TPAM’s) or Separately Managed Accounts (SMA’s),
exchange traded funds, mutual funds, variable annuities and non-traded
alternatives. Our advisors perform extensive due diligence to help us identify
managers who can help you to achieve your goals. We customize a strategy based
upon your specific situation, including but not limited to your objectives,
time horizon, risk tolerance and tax status.
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Implement
After
a review of your current financial situation and the proposed plan we provide
the required paperwork (including investment policy statements, Regulation Best
Interest (Reg BI) and guide our clients through the
implementation process. You will be introduced to your service team who will
guide you through the process and what to expect (preview of What to Expect).
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Monitor
Through
continued due diligence review, economic updates and our ProActive client review process we will communicate on
recommended changes, investment performance and plan projections.
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